Hello to all the foreign residents in Japan! In Japan, everyone can join the "Health Insurance System" (Kenko Hoken), which is used when going to the hospital. Today, we will give you a simple explanation on how to get health insurance and the steps to apply individually.
What is Health Insurance?
Health insurance is a system that helps you when you go to the hospital or get medicine. If you are enrolled in health insurance, the medical costs become cheaper. In Japan, even foreigners can join the health insurance system.
How to Join Health Insurance
There are two ways to get health insurance:
1. For those working in a company
If you work for a company in Japan, the company will enroll you in the "Social Insurance" (Shakai Hoken), which includes health insurance. You don't need to do anything yourself.
2. Applying Individually (Joining National Health Insurance)
If you're not working for a company or are unemployed, you can join "National Health Insurance" (Kokumin Kenko Hoken) on your own.
Steps to Apply Individually
Here are the steps to join National Health Insurance by yourself:
1. Go to the city hall where you live
First, go to the city hall or ward office where you live. You will apply for National Health Insurance there.
2. Bring the necessary documents
When you go to the city hall, be sure to bring the following items:
- Residence card (Zairyu Card)
- Passport
- Resident certificate (Juminhyo) or My Number card
- A personal seal (Inkan), if you have one, can be helpful
3. Tell the receptionist that you want to join National Health Insurance
At the reception of the city hall, say, "I want to join National Health Insurance." The staff will give you the necessary forms.
Fill out the forms
On the forms, write down your name, address, date of birth, and other necessary information. If you're unsure about anything, don't hesitate to ask the staff for help.
Receive your insurance card
After completing the application, you will receive a National Health Insurance card (Kokumin Kenko Hokensho). You can use this card when visiting hospitals.
About Health Insurance Premiums
Once you join the health insurance system, you will need to pay a monthly fee. This is called the "insurance premium" (Hokenryo). The amount depends on your income. The city hall will inform you of how much you need to pay.
Conclusion
Joining Japan's health insurance system makes your medical expenses lower, which is very convenient. If you're not working for a company, go to the city hall and apply for National Health Insurance. The process is simple, so there's no need to worry.
If you have any problems, feel free to ask the city hall staff or your friends!
